Loan Rates
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Loan Rates (Revised 1/1/2012) Call your credit union or apply online |
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| TYPE | TERMS AND CONDITIONS |
ANNUAL PERCENTAGE RATE* |
Approximate Monthly Payment (per $1,000)
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| New and Used Vehicles |
60 Months 72 Months |
2.49% to 10.24% 3.50% to 11.25% |
$17.76 $15.44 |
| Recreational Vehicles, Boats, Travel Trailers, Motorcycles |
To 84 Months | 5.00% to 12.75% | $14.17 (84 Months) |
| Home Equity Loans |
Please Call for a Rate Quote 512-454-4636 |
Rates Change Daily |
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| Unimproved Property | 60% Appraised Value To 180 Months |
6.75% to 14.50% | $8.87 (180 Months) |
| Share Secured CD Secured |
To 36 Months |
Share Rate + 1.50% CD Rate + 1.50% |
Varies according to term and rate |
| Personal Loans | To 60 Months Up to $20,000 | 9.50% to 18.00% | Varies according to term and rate |
| Line of Credit Loans Overdraft Protection Loans |
Up to $10,000
up to $500 |
10.25%
18.00% |
3% of Balance
Fixed payment of $25 |
| MasterCard MasterCard Gold |
$500 to $5,000 $5,000 to $20,000 |
13.90% 9.90% |
Based on 3% of the card balance |
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* Your rate may vary from the above rates and will be determined by your credit history and credit union services utilized. Payments calculated on $1,000 with 45 days before 1st payment without credit life or credit disability insurance. |
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THCU accounts are insured up to $250,000 by the National Credit Union Administration. The NCUA is an independent agency of the United States Government. Each qualifying account is also provided with an additional $250,000 of protection through ESI (Excess Share Insurance). This additional layer of coverage forms the highest level of federal and private account protection available.
