(512) 454-4636 or 1-800-545-1771

Savings Rates          Fees

Loan Rates

(Revised 6/1/2008 ) 
Call your credit union or apply online

TYPE TERMS AND
CONDITIONS
ANNUAL
PERCENTAGE
RATE
*
Approximate Monthly Payment
(per $1,000)
BASED ON DISCOUNTED RATE
New and Used Vehicles
60 Months
72 Months
4.90% to 12.65%
5.40% to 13.15%
$18.86
$16.33
Recreational Vehicles,
Boats, Travel Trailers,
Motorcycles
To 84 Months 6.00% to 13.75% $14.64 (84 Months)
Home Equity
Loans
60 Months
120 Months
180 Months
4.90% to 12.90%
5.50% to 13.50%
5.80% to 13.80%
$18.86
$10.88
$8.35
Unimproved Property 60% Appraised Value
To 180 Months
8.25% to 16.00% $9.70 (180 Months)
Share Secured
CD Secured
To 36 Months
Share Rate + 3%
CD Rate + 3%
Varies according to
term and rate
Personal Loans To 60 Months Up to $20,000 9.90% to 18.00% Varies according to term and rate
Line of Credit Loans

Overdraft Protection Loans
Up to $10,000

up to $500

10.75%

18.00%

3% of Balance

Fixed payment of $25

MasterCard
MasterCard Gold
$500 to $5,000
$5,000 to $20,000
13.90%
9.90%
Based on 3% of the card balance

* Your rate may vary from the above rates and will be determined by your credit history and credit union services utilized.  Payments calculated on $1,000 with 45 days before 1st payment without credit life or credit disability insurance.